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Private Wealth · Est. 1993
Clarity for the wealth you have built.
Vantage Capital Partners is a fee-only fiduciary managing portfolios, retirement income and legacy plans for families across the Midwest — with the discipline of an annual report and the patience of a long horizon.
$2.4B†
† Assets under advisement across 340 client families, as of December 31, 2025.
Composite performance
Net of fees
Balanced composite, 1993–2025. Past performance is not indicative of future results.
What we manage
Four disciplines, one coordinated plan.
Retirement income
A withdrawal strategy engineered to last — Social Security timing, tax-efficient drawdown and a paycheck you can count on.
From 0.55% AUM
Portfolio management
Globally diversified, low-cost portfolios rebalanced with discipline and reported to you in plain language every quarter.
Tiered · to 0.30%
Estate & legacy
Trust coordination, gifting strategy and beneficiary design that move wealth to the next generation with intention.
Included in AUM
Tax strategy
Loss harvesting, Roth conversions and asset location, coordinated directly with your CPA so nothing falls between the cracks.
Planning · from $1,500
By the numbers
A record kept the way an annual report is kept.
$2.4B
Assets under advisement across 340 client families.
98%
Ten-year client retention across the advisory practice.
31
Years managing capital through five market cycles.
$0
Commissions earned — we are compensated only by our clients.
Figures as of December 31, 2025. Retention measured on households advised for ten or more years. Vantage Capital Partners, LLC is a registered investment adviser; assets under advisement include assets managed on a non-discretionary basis.
How we work
A deliberate path from first meeting to lifelong review.
01
Discover
We map your balance sheet, income, goals and worries — the full picture before a single recommendation.
02
Plan
You receive a written plan: allocation, retirement projections, tax roadmap and the tradeoffs behind every choice.
03
Invest
We implement with low-cost funds, coordinate transfers and put your tax-aware allocation to work across every account.
04
Review
We meet on your cadence, rebalance as markets move, and revisit the plan whenever life changes the assumptions.
A binding standard
A fiduciary duty in writing, on every account, every day.
As a registered investment adviser, Vantage is held to the fiduciary standard by law — legally bound to place your interests first. We accept no commissions, sell no proprietary products and disclose every source of our compensation in plain language.
Credentials & memberships
Fee-Only
CFP® Professionals
CFA Charterholders
NAPFA Member
SEC-Registered RIA
Fee-Only Network
What it costs
One fee, published in advance.
Our advisory fee is a single, tiered percentage of assets under management — billed quarterly, in arrears, with no commissions, no fund loads and no surprises.
| Assets under management | Annual advisory fee | Approx. basis points | Included |
|---|---|---|---|
| First $1,000,000 | 0.90% / year | 90 bps | Planning, portfolio, tax coordination |
| $1M – $3,000,000 | 0.70% / year | 70 bps | Adds estate & legacy strategy |
| $3M – $7,000,000 | 0.55% / year | 55 bps | Adds dedicated advisor team |
| Above $7,000,000 | 0.30% / year | 30 bps | Family-office coordination |
- Minimum relationship: $500,000 in investable assets, or $2,500 per year for standalone planning engagements.
- Fees are negotiable at the firm’s discretion and are fully disclosed in our Form ADV Part 2A before any agreement is signed.
Who advises you
Credentialed advisors, not salespeople.
Eleanor Whitmore
Managing Partner
CFP® · CFA
Founder of the practice in 1993. Eleanor leads retirement-income planning and chairs the firm’s investment committee.
Marcus Bellamy
Director of Planning
CFP® · EA
Marcus builds the written financial plans and leads tax strategy, working hand in hand with each family’s CPA.
Priya Deshmukh
Portfolio Manager
CFA
Priya oversees portfolio construction, rebalancing discipline and the firm’s research on low-cost fund selection.
In their words
Families who plan with Vantage.
Vantage turned a folder of statements into an actual plan. For the first time we know exactly when we can retire — and why.
Robert & Angela Cho — clients since 2014, Evanston IL
They talked me out of a bad move in 2020 and saved me from myself. That single conversation paid for a decade of fees.
Dr. Helen Ramsey — client since 2011, Hinsdale IL
The Vantage Ledger
Market notes & planning insights
Before you ask
Questions worth answering plainly.
Still have a question? Call us at (312) 555-0148 or book a no-obligation consultation.
What does “fee-only fiduciary” actually mean for me?
It means we are paid only by you — never by commissions, fund companies or product sales — and we are legally obligated to act in your best interest at all times. Our full fee schedule is published before you sign anything.
Is there a minimum to become a client?
Our ongoing wealth management relationships generally begin at $500,000 in investable assets. For families building toward that, we offer standalone financial planning engagements from $2,500 per year.
Where are my assets actually held?
Your accounts are custodied at an independent, well-known third-party custodian in your name. Vantage never takes custody of your money; we are granted only the authority to advise and trade on your behalf.
How often will we meet and talk?
Most clients meet formally twice a year and hear from us whenever markets or tax law warrant. You always have direct access to your advisor by phone and email — no call centers, no rotating representatives.
The next step
Start with a conversation, not a commitment.
Spend forty-five minutes with a fiduciary advisor. We will review where you stand, what is working and what a plan with Vantage would look like — at no cost and no obligation.